Credit Access
We don’t speculate — we support. Our credit services are shaped around your journey, with clear policies, fair terms, and AI-enhanced evaluations that respect the realities of self-employment.

What to Expect
A lending experience that sees your effort, not just your file.
- No hidden fees or opaque conditions
- AI-assisted, human-approved lending decisions
- Flexible terms designed for builders and independents
Qualifications & Requirements
Created for freelancers, contractors, gig workers, and business owners overlooked by traditional finance.
- Transparent, ethical agreements
- Supportive underwriting for SMBs and solopreneurs
- Credit that evolves with your business
Numbers
More than 10 years experience in this industry
0%
Trusted
by companies
0M
People
of aplio bank
Our Pricing
Choose the right plan for your business
Basic
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$230.00
Per Year
- Track income & expenses
- Send custom invoices & quotes
- Connect your bank
- Insights & reports
Standard
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$350.00
Per Year
- Track income & expenses
- Send custom invoices & quotes
- Connect your bank
- Insights & reports
Premium
The prevailing view assumed lorem ipsum was born as a nonsense text.
$530.00
Per Year
- Track income & expenses
- Send custom invoices & quotes
- Connect your bank
- Insights & reports
Join the Movement
Help Build the Future of Entrepreneur-First Finance
We're inviting founders, builders, and early allies to help shape a new financial institution from the ground up — one that works with you, not around you. Share your vision, insights, and priorities through our founding survey.
Be part of a new chapter in Canadian entrepreneurship
Your voice matters — and shapes what we build