FAQ’s
Curious About What We’re Building?
We’re in the early stages of designing something new — shaped by founders, for founders. These are some of the questions you might be asking as we gather input and explore what a better financial partner could look like.
This initiative is designed for entrepreneurs, freelancers, and independent builders who want smarter, fairer financial services aligned with how they operate and grow.
It's member-guided, digitally native, and built to reflect the realities of modern business. It prioritizes transparency, support, and intelligent automation over outdated bureaucracy.
Yes, the goal is national reach. Initial efforts are focused on building strong regional momentum before scaling more broadly.
Start by completing the survey. If you're interested, you may also be invited to participate in interviews, pilot groups, or early member advisory roles.
It stands for financial autonomy, trust, and technology working together to serve creators — not control them.
Yes. Once operational, it will follow provincial credit union regulations and meet all compliance requirements under Canadian law.
Eligible deposits will be protected by provincial deposit insurance programs similar to CDIC-backed institutions.
All personal and financial data will be encrypted and governed by strict Canadian privacy regulations and internal safeguards.
Yes. Regular third-party audits and regulator reviews will ensure transparency, solvency, and integrity.
Yes. Members will have visibility into financial performance, surplus reinvestments, and strategic decisions.
It will be grounded in ethical finance, member-first principles, and a mission to empower — not extract.
The institution will follow strict capital requirements, contingency planning, and insurance-backed protections.
Advanced AI will assist with budgeting, alerts, forecasting, and automation — all under user control and consent.
Yes. All smart tools are optional and adjustable based on your comfort and preferences.
Yes. All systems will use multi-factor authentication, encrypted communications, and real-time monitoring.
Absolutely. You’ll be able to manage your finances from anywhere via intuitive platforms.
No. Every automated action will be logged, explainable, and reversible — with you in control.
The goal is full integration with accounting, payroll, payments, and e-commerce systems.
Yes. You’ll be able to link platforms like QuickBooks, Stripe, Xero, Shopify, and others.
Anyone who runs or supports an entrepreneurial venture — from freelancers to small teams.
You’ll have a vote, a say in decisions, and a role in shaping the organization’s direction.
A small, one-time share contribution will grant you membership — no ongoing dues.
Yes. The system is designed to invite continuous feedback and feature development.
The initial focus is on business services, with personal offerings planned as demand grows.
Surpluses will be reinvested or distributed based on usage and participation — as defined by member governance.
Members will access AI assistants, live help, curated knowledge, and peer communities tailored to their goals.